The best way to get more money from your auto accident settlement is to begin your compensation claim the right way.
The following are the steps you’ll want to follow when starting your auto accident claims against another vehicle owner’s insurance:
Be Aware of Blame Questions
In the beginning of your accident claims, the insurance company may ask you questions that will try to make you responsible for their insurer’s car accident.
For instance, one of more popular questions given by the insurance companies is : “How could you have avoided the accident?”
If you read it very carefully, you can see that this question presumes that you were the person who was the main cause for the auto accident. That the accident may have been prevented if you had been driving more carefully.
At the outset of the car accident injury claim, the matter of fault is still undetermined. The insurance company can’t certainly know who is the cause for the accident until eventually they examine the car accident report, get in touch with witnesses, look into the evidence etc. That takes a lot of time and research.
By asking this question this early in the claims process, the insurance company is setting you up to take blame for the car accident.
The more blame they can give you, the lower your car accident insurance claim.
To avoid this trap, simply answer to this question: ” I could not have prevented the accident because your driver struck me.”
Whether or not you could have averted the accident does not matter at this point. If the accident was your fault, the evidence will clearly show it.
But at this point, don’t presume you’re already at fault for the car accident. Doing this will only damage you and lower your chances of getting more money. So make sure you listen attentively to how the insurance companies phrase their questions to you.
The essential thing you are trying to do at this point …
Focus on the Other Driver
Right after tell the insurance company about the accident, talk about how the other car driver was involved.
Avoid saying: “I was in a car crash with your insurer”. Instead, say things like:
“Your insurer rammed into me” “Your insurer struck my vehicle coming from the back” “Your insurer crossed the red light and smashed up my car.”
By shifting the focus on the other car owner, you are staying away from getting responsibility for the car accident. This helps improve your likelihood of getting a higher settlement.
It’s extremely important to realize that you should NEVER lie to the insurance companies about your auto accident. If you do lie, the evidence will clearly expose you and you can face serious charges.
If you start your auto accident settlement the right way, you increase your likelihood of getting more money from your insurance claims.
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