Thursday, June 9, 2011

3 Easy Ways to Increase Your Auto Accident Claims Settlements


Getting money from your accident claim is hard. Insurance companies are known to downplay the amount of your vehicle accident damages and accident injuries. Some insurance providers even fight you over how the vehicle accident occurred. This results in you feeling frustrated and getting significantly less money from your car insurance claims.

Here are 3 small ways you can prevent this and raise your car accident claim:
1. Take Pictures
The very first thing you need to definitely do is get plenty of pictures of your car accident scene. Having a good amount of pictures from your crash site will clearly show the amount of your damages and injuries. If you can show a variety of pictures from your car accident, the insurance company can’t deny the extent of your damages.
In order to improve your car accident claim, take pictures of:
*Damages to both cars from the outside and inside.
*Pictures of road signs.
*Adverse Weather Conditions

*Other owner’s license plate and vehicle model.
*Road side damages such as skid marks
*Personal injuries or bruises
*Positions of vehicles before they are moved.
You can even use the accident pictures to clarify who was responsible for your auto accident. It is possible to combine, an apparently pointless picture of which direction traffic was going followed by a picture of your vehicle damage, to show the point and speed of the crash. You can then work with this fact to more clearly discuss how your car accident took place. What’s even better, your story will now be reinforced by evidence.
With most cell phones today, you can easily take pictures and videos of the car accident scene. The more information and facts you can collect from your vehicle accident, the better your chances of getting money from you auto accident claims.
The next thing you really should do is
2. Read through the Car Accident Report
The accident report can be the most dependable resource of facts about your auto accident. The report has crucial details such as:

*Names and addresses of witnesses.
*Information about the other driver (e.g.: driver’s license number and car insurance company.)
*Traffic violations (ex: speeding, reckless driving)
*A diagram detailing how the car accident took place.
It is important to go through a copy of the police report and see if it covers any essential information. For instance, is there anything at all in the description of the car crash that says the other driver was at fault your vehicle crash? Were there witnesses that you weren’t aware of? It is very important thoroughly examine the automobile accident report and see if it can help out your car accident claim.
The last thing you will have to do is
3. Find Witnesses
Finding a witness from the car accident scene will definitely help your auto accident claim. A witness can validate your story and give you more credibility. This is particularly true if you’ve never met the witness before the accident.
If there were witnesses to your car crash, you will need to get the following important information :

*First and Last Names.
*Address and/or cell phone number.
*A written statement of how the accident happened.
You should be advised that insurance companies have been known to connect with witnesses independently to chat about the car accident. They do this to plant wrong information in the witnesses mind, which makes them uncertain what they remember about the auto accident. It is important to try to speak with your witnesses before the insurance companies so that you can get a signed statement from them about how the vehicle accident happened.

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